You request the application of the ten-year guarantee to your structural damage insurance

 

Your house has been finished two years ago, and the tiles in the kitchen are starting to peel. You plan to use your structural damage insurance. But your insurer refuses to pre-finance the work, claiming that the tiling is a separate item of equipment not covered by the ten-year guarantee.

 

Send him a registered letter with acknowledgment of receipt, stating that this warranty may cover items of equipment inseparable from their support (that is to say that they cannot be removed without damaging the work. ), like the tiling, and which make the work unsuitable for its purpose.

 

Builders are compulsorily insured for the work they perform. The structural damage insurance, taken out by the person ordering the work, prefinances the recovery of the disorders that fall within the definition of the ten-year guarantee. It is up to the insurer to then turn against the person responsible. Items of equipment that are not covered by the ten-year guarantee still benefit from a contractual guarantee for a minimum period of two years.

 

recommended letter with receipt note

 

Dear,

 

I have received your letter of (date) explaining to me the reasons why you cannot take charge of the repair of my tiling.

 

I made inquiries on my side, and it appears that the claim that I declared to you falls entirely within the definition of the ten-year guarantee. The tiling is not, in this case, a simple coating like linoleum. It is an element of equipment inseparable from its support. Detachment is indeed a serious problem in use. There is therefore also impropriety at the destination.

 

In conclusion, I ask you to reconsider your position.

 

Pending your response, please accept, Madam, Sir, the expression of my best regards.

 

(Signature) 131

 

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