Travel and Assistance Insurance
No one can claim to be immune to the risk of bodily injury or immune to any illness, especially when traveling abroad. And because health is priceless, having good insurance before going on a trip has become essential, even an unavoidable guarantee.
An emergency occurs when you least expect it, and the consequences can be significant both financially and medically.
So what should be done?
The answer is simple: Purchase travel and assistance insurance.
What is Travel and Assistance insurance?
Is it an obligation? What would I benefit from?
What risks does this insurance contract cover?
How do I choose the right travel insurance?
What guarantees are granted in Travel and Assistance Insurance?
What are the means used for support?
When does the travel and assistance contract take effect?
What about a delayed departure?
And in the event of an extension of the stay?
What are the limits of the guarantees offered?
What are the formalities to be completed in the event of a claim?
I. What is Travel and Assistance insurance?
It is a time-limited insurance that guarantees the insured, in the event of bodily injury or illness occurring during private or business trips, as well as assistance and repatriation services.
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II. Is it an obligation? What would I benefit from?
You may never need it on the trips you organize, but it never hurts to be far-sighted (the unexpected happens so quickly) not only for yourself, but also for your family or loved ones. .
Assistance and insurance contracts exist to help you deal with these situations.
The "travel and assistance insurance" contract offers guarantees related to people.
It covers repatriation, admission to hospital service, in the event of illness or injury, or transport costs in the event of travel interruption following the death of a loved one.
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III. What risks does this insurance contract cover?
The "travel and assistance insurance" contract offers guarantees related to people. It covers repatriation, admission to hospital service, in the event of illness or injury, or transport costs in the event of travel interruption following the death of a loved one.
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IV. How do I choose the right travel insurance?
The choice of travel insurance, as in all insurance contracts, is first made by reading and comparing the exclusions, the guarantees offered, the coverage limits, the amount of the deductibles as well as the maximum duration. of the contract. You might as well choose the insurance that best suits your situation.
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V. What guarantees are granted in Travel and Assistance Insurance?
The guarantees granted under this contract are:
A. Basic guarantees:
Death: In the event of death occurring during the trip
In the event of total permanent disability (I.PT.).
In the event of partial permanent disability (I.P .P).
B. Additional Guarantee "Assistance and Repatriation":
Supports the following services:
Repatriation of bodies;
Premature return;
Repatriation of the accompanying family;
Medical transport;
Reimbursement of medical and care costs (incurred by agreement of the assistance provider);
Extension of stay;
Juridic assistance ;
Loss of luggage;
Relief costs including search and rescue.
For the application of this additional guarantee, we mean by:
Assistance: one of the specialized assistance companies and their Assistance Center (Mondial Assistance, Europe Assistance, Axa assistance, Mapfre assistencia, etc.) chosen by our companies.
This covers all the services mentioned above.
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VI. What are the means used for support?
Only the assistance provider's medical authorities are empowered to decide on repatriation, the choice of means of transport, the place of hospitalization and, if necessary, get in touch with the attending physician on site and / or the family physician.
Reservations are made by the assistance provider who is entitled to ask the insured for unused tickets.
For more details, we strongly advise you to consult the general conditions of this insurance contract with the company of your choice.
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VII. When does the travel and assistance contract take effect?
This contract takes effect on the date indicated, however, the assistance guarantee will not begin until you leave your home until the expiry date set in the contract.
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