7 day transfer law massachusetts

 

 

 

 

 

 

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How many days do you have to transfer plates in MA?

 

 

How many days do you have to return a used car in Massachusetts?

 

How long do you have to register a car in MA?

 

Are you required to have a front license plate in Massachusetts?

 

1. What is the purpose of this law?

The purpose of the law, Massachusetts General Law

Chapter 90, Section 2, is to allow a motor vehicle or

trailer purchaser sufficient time to process the

transfer of his/her current registration and to arrange

for insurance coverage for a newly acquired vehicle.

2. I am buying a car and trading in my old car

which is covered by an insurance policy. When is

the newly acquired car covered and do I have to

let my insurance agency know about the new

car?

Your Massachusetts policy automatically provides

coverage for a newly acquired replacement for the

car listed on your policy. The same coverage will

be transferred to your newly-acquired car. (Under

Massachusetts law [Section 113A of Chapter 175],

your insurance coverage continues in force during

the seven-day transfer period to cover the newlyacquired

vehicle.) You definitely need to contact

your insurance agent as soon as possible, however,

to let him/her know of the transfer. If you are

buying a used car you may be required to have it

undergo a pre-insurance inspection and your agent

will tell you if it needs the inspection and where to

take the car. If the inspection is required but not

done, your comprehensive and collision coverage

will be cancelled. If you have a loan on the newlyacquired

car the lienholder will insist that you carry

comprehensive and collision coverage, coverage

which you may not have had on the traded in car.

To be properly covered, you must apply for any

additional coverage before you take delivery. Even

if you already have comprehensive and collision on

your old car, you need to tell your agent about the

newly-acquired car because the policy will

automatically terminate 30 days after you trade in

your old car.

3. What does the law allow?

The law allows a vehicle owner a period of seven

(7) calendar days from the date he/she sold, traded,

gifted, etc., or lost possession, of his/her currently

registered motor vehicle or trailer to transfer the

registration and registration plates to a newly

acquired vehicle of the same type. During this

seven-day period the owner may operate the

newly acquired vehicle with the registration plates

form the previously registered vehicle that he/she

just lost possession of or sold, traded or gifted.

4. Can I transfer my old registration to any

vehicle I purchase?

No. The newly acquired vehicle must be of a

similar vehicle type (passenger vehicle

registration for passenger vehicle registration,

trailer for trailer, etc.), the registration types must

also be the same (passenger to passenger, commercial

to commercial, etc.,) and the newly

acquired vehicle must have the same number of

wheels.

5. When does the seven-day period begin and

end?

The RMV interprets the statutory language “from

the date of transfer until five o’clock post

meridian of the seventh calendar day following

the date of transfer…” to mean that the day of

transfer is the first calendar day of the seven day

period. As an example, if you sold or lost

possession of the vehicle on June 17th, the 17th

would be the first day and 5:00 pm on June 23rd

would be the end of the seventh calendar day.

Weekends and holidays are counted in the 7-day

period. The transfer period begins as soon as

you transfer ownership or lose possession of

your currently registered vehicle.

 

  

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